Your family depends on you for personal and financial support. Term life insurance is one way you can protect them should you suddenly pass away due to an accident or illness. It's important to understand how term life insurance works and the pros and cons of keeping this type of protection in place. At Christensen Insurance, in Susanville, California, we have pulled together some of... Read Article
Insurance can be a confusing subject, and at Christensen Insurance in Susanville, California, a local agency, we want to clear up some basic questions for you. Most families put some type of life insurance in place, and figuring out whether they should buy "whole life insurance" or "term insurance" is the big question. These are very different insurance products, each with pros and cons. Term... Read Article
If you’re over the age of 65 and eligible, Medicare can provide relatively low-cost coverage that makes sense. There are still gaps, and some people choose to purchase supplemental insurance to cover what Medicare doesn’t. These supplemental policies are often referred to as “Medigap.” Medicare Coverage To be eligible for these supplemental policies, you must already be enrolled in Medicare Parts A and B. Part... Read Article
Though it can be a difficult subject to think about, many of us will need assistance with basic needs of living when we reach old age. Long Term Care insurance (or LTC insurance) protects your savings and your others assets when you reach the point of needing help for everyday tasks, such as bathing, meal preparation, cooking, shopping, laundry, administering medications and so on. (more…)
Most of us would prefer not to think about what would happen to our families if something happened to us. Life insurance is something we may have to force ourselves to think about, just like a will. The good news is that purchasing a whole life insurance policy can be a great financial investment. This form of insurance not only allows your life to be... Read Article
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