Special Enrollment Events: Understanding Qualifying Life Events
Posted: November 10, 2025
Major life changes can directly affect your health insurance coverage. Milestones such as marriage, the birth of a child, or a job change could make you eligible for a special enrollment period (SEP). This special timeframe allows you to enroll in a new health plan or adjust your existing coverage outside of the standard open enrollment period to help you stay protected as your circumstances...
Adjusting Life Insurance Coverage After a Pay Raise
Posted: November 7, 2025
A salary increase can be a cause for celebration. It reflects your hard work and dedication and provides new financial opportunities. It also changes your overall financial picture, making this a good time to review your life insurance coverage. Lifestyle, responsibilities, and long-term goals can change as your income grows. Reviewing your policy after a pay raise can help protect your loved ones. How a...
Unlocking Tax Savings: The Power of Your HSA
Posted: October 25, 2025
Few tools are as flexible and powerful as a Health Savings Account (HSA) for managing healthcare expenses. More than a way to set aside money for medical costs, HSAs also have triple tax advantages that can benefit you today and into the future. Learning how they work can help you unlock significant tax savings and financial peace of mind. What Is a Health Savings Account?...
What to Expect in a Life Insurance Medical Exam
Posted: October 22, 2025
When you apply for life insurance, you will likely be asked to take a medical exam. The insurer will use the results of this routine checkup to help determine whether to sell you a policy and what your premium will be. Here, we explain what to expect and how to prepare for the exam. Why Do Life Insurance Companies Require Medical Exams? Essentially, a life...
Can I Get Health Insurance Outside of My Job?
Posted: October 10, 2025
Many workers today get health insurance through their employers. Companies often offer group health plans that make coverage more affordable. If you lose your job or work for an employer that does not offer health insurance, it may seem that you are out of options. The good news is you can get health insurance outside of your job, and there are several options to secure...
