Protect Your Assets with Long-Term Care Insurance
Posted: January 22, 2019
Though it can be a difficult subject to think about, many of us will need assistance with basic needs of living when we reach old age. Long Term Care insurance (or LTC insurance) protects your savings and your others assets when you reach the point of needing help for everyday tasks, such as bathing, meal preparation, cooking, shopping, laundry, administering medications and so on. Long...
Do You Have Enough Life Insurance?
Posted: January 8, 2019
Most of us would prefer not to think about what would happen to our families if something happened to us. Life insurance is something we may have to force ourselves to think about, just like a will. The good news is that purchasing a whole life insurance policy can be a great financial investment. This form of insurance not only allows your life to be...
5 Behaviors That Can Raise Your Life Insurance Premiums
Posted: December 18, 2018
Your hobbies, lifestyle, and overall health impact how much you pay for life insurance. For example, if you have decided to take up scuba diving, mountain climbing, rock climbing, BASE jumping or decide that you want to get involved in skydiving, these activities will affect the cost of your policy. Essentially, your life insurance policy is a legal contract between you and the company that...
When Are You Eligible for Medicare?
Posted: December 4, 2018
Medicare is America’s health insurance program for people age 65 and older. It is funded with a portion of the payroll taxes paid by workers and their employers and premiums deducted by the government from Social Security payments. People under the age of 65 with disabilities or certain health conditions can also qualify for this program. Medicare can help with medical expenses, but it does...
Think You Don’t Need Disability Insurance? Think Again!
Posted: November 20, 2018
It's not easy to think about the possibility of becoming disabled, suffering a serious illness, or becoming incapacitated. At Christensen Insurance, we understand these are difficult topics. Even if you are young and healthy, it may be time to have an honest conversation about disability insurance. This type of insurance coverage can protect you and your family should the unexpected occur. Disability insurance pays out...